Portfolio Objective Guidance Table

Source: Edward Jones
Table description: This chart describes the stages of pre-retirement and retirement years with portfolio balance suggestions based upon your general age and your risk tolerance. Numerous factors can cause you to adjust your Portfolio Objective from those suggested in the table including your: amount of existing savings; investing time horizon; and estate considerations.
Please note that if you adjust your Portfolio Objective, it does not mean that your risk tolerance has changed.

If you're in your early investing years

We recommend the following portfolio objective based on your risk tolerance:

  • A high risk tolerance maps to a Growth Focus
  • A medium to high risk tolerance maps to a Growth Focus
  • A medium risk tolerance maps to a Growth Focus
  • A low to medium risk tolerance maps to a Growth Focus
  • A low risk tolerance maps to Balanced Toward Growth

If you're in your good earning years

We recommend the following portfolio objective based on your risk tolerance:

  • A high risk tolerance maps to a Growth Focus
  • A medium to high risk tolerance maps to a Growth Focus
  • A medium tolerance maps to a Growth Focus
  • A low to medium risk tolerance maps to Balanced Toward Growth
  • A low risk tolerance maps to Balanced Growth and Income

If you're in your higher income and savings years

We recommend the following portfolio objective based on your risk tolerance:

  • A high risk tolerance maps to a Growth Focus
  • A medium to high risk tolerance maps to a Growth Focus
  • A medium tolerance maps to Balanced Toward Growth
  • A low to medium risk tolerance maps to Balanced Toward Growth
  • A low risk tolerance maps to Balanced Growth and Income

If you're in your early retirement years

We recommend the following portfolio objective based on your risk tolerance:

  • A high risk tolerance maps to Balanced Toward Growth
  • A medium to high risk tolerance maps to Balanced Toward Growth
  • A medium tolerance maps to Balanced Growth and Income
  • A low to medium risk tolerance maps to Balanced Growth and Income
  • A low risk tolerance maps to Balanced Toward Income

If you're in your late retirement years

We recommend the following portfolio objective based on your risk tolerance:

  • A high risk tolerance maps to Balanced toward Growth
  • A medium to high risk tolerance maps to Balanced Growth and Income
  • A medium tolerance maps to Balanced toward Income
  • A low to medium risk tolerance maps to Balanced Toward Income
  • A low risk tolerance maps to Income Focus

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