Business insurance

Owning a business can be rewarding and challenging. We offer a range of insurance options to help address some of the common needs we see among business owners.

Key person insurance

Key person insurance provides businesses with compensation in the form of insurance proceeds in the event of a disability or after the loss of a key employee due to an untimely death. It helps provide businesses with funding to search and hire a suitable replacement. All types of insurance are available for a corporate or personal ownership structure.

Business collateral loan insurance

Business collateral loan insurance is designed to secure the funds necessary to pay off a loan or a business debt obligation to a lending institution in the event of the business owner's untimely death. All types of insurance are available for a corporate or personal ownership structure.

Business overhead insurance

Business overhead insurance provides your business with funds to cover overhead expenses in the event of a business owner's disability. It helps pay for the regular expenses of a business that will continue to occur, such as rent, salary, heating, etc. Business overhead insurance pays a monthly benefit, usually up to two years.

Buy-sell funding using insurance

Buy-sell funding using insurance helps provide business owners, partners or shareholders the funding at the precise moment required to execute the instructions in a buy-sell agreement, specifically in the event of an untimely death, serious injury or illness. All types of insurance are available for a corporate or personal ownership structure.

How we can help

At Edward Jones, we can help you reach your financial goals. Contact your Edward Jones financial advisor.