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Edward Jones Personal Line of Credit


An Edward Jones Personal Line of Credit is one of the easiest and most convenient ways to get the funds you need now while staying invested for tomorrow.

With a Line of Credit from Edward Jones, you can use the investments you own as collateral. This enables you to borrow up to 50% of the value of your eligible investments immediately and get the flexible repayment options and complete confidentiality you deserve.

Benefits include:

  • "Write your own loan" convenience – You literally write a cheque to draw from your credit line.
  • Flexibility – You have the flexibility to control how you repay your loan. There is no fixed payment schedule.
  • Simple process – Check your Edward Jones statement, access your statement online [link to online account access] or contact your Edward Jones financial advisor [link to find an advisor page] to see how much you can borrow.
  • Interest – You are only charged interest on the amount that you borrow, and the rate, which is tied to the prime rate, is often lower than that of many credit cards and consumer loans.

How we can help

To determine if the Edward Jones Personal Line of Credit is right for you, contact your Edward Jones advisor.

Important information:

Our Line of Credit is a margin account. Borrowing against securities has its risks and is not appropriate for everyone. If the value of your collateral declines, you may be required to deposit cash or additional securities or the securities in your account may be sold to meet the margin call. Interest will begin to accrue from the date of the loan and will be charged to the account from that point. Available only on certain types of accounts. Loans are subject to approval and eligibility.

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