Asset location is where you hold assets such as a Registered Retirement Savings Plan. It matters because non-registered and registered accounts have very different tax treatment and different financial assets generate different types of investment income.
Call me <insert name> financial advisor with Edward Jones <insert phone number>.
Edward Jones. Member Canadian Investor Protection Fund
Asset location is where you hold those assets – for example, within a non-registered account or a registered account such as a Registered Retirement Savings Plan (RRSP), Registered Retirement Income Fund (RRIF), or Tax-Free Savings Account (TFSA).
Asset location matters because non-registered and registered accounts have very different tax treatment. Investment income in a non-registered account is generally taxable in the year it is earned, while investment income in a registered account is sheltered from tax until money is withdrawn (in the case of an RRSP or RRIF) or forever (in the case of a TFSA).
At the same time, different financial assets generate different types of investment income, such as capital gains, dividends and interest. Each of those types of income is subject to different tax treatment.
All of this means that where you hold certain types of assets — whether that’s inside a non-registered or registered account — can make a significant difference in the amount of tax you pay on investment income.
Call me <insert name> financial advisor at Edward Jones <insert phone number>.
OPTIONAL: Connect with me at Edward Jones dot ca. slash or email me at <FA email>.
Edward Jones, its employees and financial advisors cannot provide tax or legal advice. You should consult your attorney or qualified tax advisor regarding your situation
Edward Jones. Member Canadian Investor Protection Fund
Asset location is where you hold assets such as a Registered Retirement Savings Plan. It matters because non-registered and registered accounts have very different tax treatment and different financial assets generate different types of investment income.
Give Edward Jones financial advisor <insert name> a call at <insert phone number>.
Edward Jones. Member Canadian Investor Protection Fund
Asset location is where you hold those assets – for example, within a non-registered account or a registered account such as a Registered Retirement Savings Plan (RRSP), Registered Retirement Income Fund (RRIF), or Tax-Free Savings Account (TFSA).
Asset location matters because non-registered and registered accounts have very different tax treatment. Investment income in a non-registered account is generally taxable in the year it is earned, while investment income in a registered account is sheltered from tax until money is withdrawn (in the case of an RRSP or RRIF) or forever (in the case of a TFSA).
At the same time, different financial assets generate different types of investment income, such as capital gains, dividends and interest. Each of those types of income is subject to different tax treatment.
All of this means that where you hold certain types of assets — whether that’s inside a non-registered or registered account — can make a significant difference in the amount of tax you pay on investment income.
Call Edward Jones financial advisor<insert name> at Edward Jones at <insert phone number>.
OPTIONAL: Connect with her at Edward Jones dot ca. slash or email me at <FA email>.
Edward Jones, its employees and financial advisors cannot provide tax or legal advice. You should consult your attorney or qualified tax advisor regarding your situation
Edward Jones. Member Canadian Investor Protection Fund