Family Tree Groups
Helping families save more
Family Tree Groups let eligible family members combine the assets in their fee-based accounts to calculate program fees. As total assets increase, the program fee rate may go down. By combining your family’s assets, you and your family can save more on fees and keep more of your wealth working for you.
Family Tree Group benefits
- Can unlock pricing benefits for all participants.
- Encourages family discussions, strengthening long term outcomes across generations.
How it works
- Eligible family members agree to join a Family Tree Group with each other.
- Once in a Family Tree Group, the combined value of eligible fee-based accounts is used to calculate the program fee for each participating account.
- Your accounts remain separate from your family’s. The Family Tree Group is for pricing purposes only.
- You cannot be in more than one Pricing Group at a time.
- You may leave the Family Tree Group at any time by giving Edward Jones written notice.
Who’s eligible?
- Eligible family members include parents, grandparents, children, grandchildren, siblings, spouses, certain in-laws, and dependents. Entities like certain trusts and personal companies can also qualify.
- Potential group members only need to have a qualifying relationship with one other member of the proposed group.
- The accounts in a Family Tree Group must all be at the same branch.
- All account holders must consent to participate.
- If you have a traditional brokerage account, it may be worth exploring whether the added benefits of Family Tree Groups make a fee based option a better fit for you.
Example Family Tree Scenario – for reference only
As your family joins, grouped assets could mean lower program fees for all members.
| Family Tree Group members | Assets | Effective Program Fee |
| You | $1,000,000 | 1.18% |
| Your kids | $500,000 | 1.35% |
| Your parents | $2,000,000 | 1.04% |
| TOTAL GROUPED | $3,500,000 | 0.94% |
How to get started
Talk to your financial advisor to see whether a Family Tree Group is right for you.
Review the terms and conditions to see who is eligible and what a membership in a Family Tree Group entails.
Important information
Pricing benefits apply only to the program fee charged on fee based accounts. Other account related fees remain unchanged by participation. Participation in a Family Tree Group does not guarantee a reduction in fees. Pricing benefits depend on the total value of eligible assets and applicable pricing tiers. When you agree to be in a Family Tree Group, you consent to sharing with the other members the limited information required to administer the group, such as names and the inferred total combined asset value of participating fee-based accounts.