Are you ready to say you're prepared for the unexpected?

If so, a good first step is to outline where you are today and then define your goals for tomorrow. Your Edward Jones team can walk you through these steps.

  1. Detail your current financial situation, including your income, living expenses, assets and debt, including any money set aside for emergencies.

  2. Take inventory of your current insurance coverage (including life, disability and liability insurance) held through and apart from your employer.

  3. Outline your expected lifetime sources of income, such as Canadian Pension Plan (CPP) and Old Age Security (OAS), pensions and annuities if you are near or already living in retirement.

  4. Review any current plans for covering health care and potential long-term care costs.

  5. Document your beneficiaries on all insurance policies and registered accounts.

  6. Determine when you last updated your important legal documents and asset transfer strategies, including your Will, powers of attorney, trust, etc.

Gathering this information can help you determine what you need to address to better prepare yourself in the case of an unanticipated event. The good news is you don’t have to do it alone. An Edward Jones financial advisor can review your current situation to ensure your investment portfolio is properly aligned with your comfort with risk and documented financial goals. Then he or she can work with you to outline a strategy to help you prepare for the unexpected.

Important information:

Insurance and annuities are offered by Edward Jones Insurance Agency (except in Québec). In Québec, insurance and annuities are offered by Edward Jones Insurance Agency (Québec) Inc.