Those sacrifices include reducing savings, pausing retirement contributions and taking on debt — decisions that can turn today's caregiving costs into longer-term financial consequences.

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Methodology: The Edward Jones and Age Wave Financial Caregiving Study draws on a nationally representative survey by The Harris Poll of 2,152 Canadian adults age 18 and older who are caregivers of adults age 65+ or adults age 18 to 64 with disabilities, conducted in 2026. The Harris Poll weighted the data to align with national demographics. Margin of sampling error: ±3.0 percentage points at the 95% confidence level for the total Canada sample.