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Registered Disability Savings Plan

A Registered Disability Savings Plan (RDSP) is a tax-deferred savings account to assist parents and caregivers with saving for the long-term financial security of a disabled person.

Canadian residents under 60 years of age and eligible for the Disability Tax Credit (DTC) can have an RDSP established.

RDSPs offer the following benefits:

  • Matched contributions – The federal government will match contributions, up to a specified amount, to the RDSP with the Canada Disability Savings Grant.
  • Tax-exempt income – Earnings generated within your RDSP are tax-exempt until withdrawn from the account.
  • Anyone can contribute – Anyone can contribute to a RDSP with the written permission of the plan holder.

We can help

At Edward Jones, we can help you achieve your financial goals. Contact your local Edward Jones advisor to talk about a financial strategy that makes sense for you.

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