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Term Certain Annuities

Term certain annuities are contracts between insurance companies and investors. You provide the insurance company with a lump sum of money and, in return, the insurance company guarantees to pay you a specified amount of money for a specified period of time.

This type of annuity is suited for you if you are a conservative, income-oriented investor seeking maximum monthly guaranteed income over a certain period of time.

Term certain annuities offer the following features:

  • Regular income – Can be paid monthly, quarterly, semi-annually or annually. You'll know exactly how much income you'll receive and how long it'll last.
  • Income period – Term certain annuities can only provide income for a certain and predetermined period of time.
  • Liquidity – A term certain annuity cannot be altered or ceased. The payments must be continued as the contract originally stipulated until the insurance company has met all its obligations and the policy is terminated.

We can help

At Edward Jones, we can help you reach your financial goals. Contact your Edward Jones advisor.

Important information:

Insurance and annuities are offered by Edward Jones Insurance Agency (except in Québec). In Québec, insurance and annuities are offered by Edward Jones Insurance Agency (Québec) Inc.

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