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Life Annuities

Life annuities are contracts between insurance companies and investors. They can provide you and/or your spouse with a guaranteed income for life, no matter how long you live.

This type of annuity is suited for you if you are a conservative investor seeking the highest possible after-tax income. A life annuity can provide you with a guaranteed maximum monthly income and/or certainty that you will not outlive your capital.

Life annuities offer the following features:

  • Regular income – Can be paid monthly, quarterly, semi-annually or annually. You'll know exactly how much income you'll receive and how long it'll last.
  • Life income – Immediate life annuities can be structured to provide income that cannot be outlived.
  • Liquidity – An immediate annuity cannot be altered or ceased. The payments must be continued as the contract originally stipulated until the insurance company has met all its obligations and the policy is terminated.
  • Guaranteed period – You can add a guaranteed period so income payments will continue to beneficiaries if death occurs prior to the end of the guaranteed period you select.
  • Inflation – You can add an inflation rider so income payments will adjust to inflation.

We can help

At Edward Jones, we can help you reach your financial goals. Contact your Edward Jones advisor.

Important information:

Insurance and annuities are offered by Edward Jones Insurance Agency (except in Québec). In Québec, insurance and annuities are offered by Edward Jones Insurance Agency (Québec) Inc.

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